Tuesday, September 14, 2010

personal finance and budgeting




  • Average gas prices--September 13, 2010



  • You voted: letter grades edge ahead in fuel economy poll



  • For rent: 4.5 billion-year-old ball of fire



  • What Obama's transportation proposals mean for travelers



  • TomTom provides update for XL 350, XXL 550, and XL 335 GPS devices



  • Cash for appliances: Rebates aplenty in states big and small



  • Apple curtails its free case program for the iPhone 4



  • Daily Dispatch: Death of the RSS reader?; Toronto produces entertaining video to promote e-waste recycling



  • September could be Home Star’s month—or not



  • LG's 60PX950, the first THX 3D plasma, headed to the CR Test labs!







Use Prepaid Travel Cards to Budget Travel Expenses





Vacation is a time to let loose and have a little fun. It's all too easy, however, to let having a little fun turn into spending way too much. Use prepaid travel cards to keep spending contained, secure, and in budget.

Photo by eliazar.


Finance and frugality blog WiseBread shares a set of tips on using prepaid travel cards for safe, secure, and budget-friendly travel spending.



A prepaid travel card is generally usable in the place of a debit or credit card. You can withdraw cash at an ATM, pay for purchases, and make travel reservations. And as the name suggests, you prepay these expenses by loading money onto the card.


It is just as secure as a debit or credit card, since the prepaid travel card is protected by a PIN and/or signature. In fact, some would say that prepaid travel cards are even more secure, since the money is not linked to your bank account and has a limited balance (which limits your exposure).


It can also be a handy tool for budgeting, since you would load only the money you plan on spending for the trip onto the card, which helps you stick to your travel budget.



Check out the full article at the link below for additional tips and tricks including what to look for when shopping for a card like avoiding cards with a cash-out fee. Have your own tips for keeping your money secure and sticking to a budget while traveling? Let's hear about it in the comments.



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