Monday, September 13, 2010

Companies Making Money


I'm thrilled at the response to my previous blog post on America's need for 401(k) reform. The bad news is that big business has already developed a strategy to kill reform -- by intimidating the rank and file into lobbying against it. And it's perfectly legal.



While President Obama justifiably criticized the Supreme Court's Citizen United ruling that pretty much removes the limits from campaign spending in advertising, the real scandal on Capitol Hill isn't bankrolling corrupt candidates but creating a "fake citizens lobby" that convinces elected officials to vote the wrong way. It's perfectly legal for big business to pressure employees to lobby against reform that would help employees -- presumably employing the "spin" that reform is a job killer.



The group that's behind this tactic is one you've probably never heard of, BIPAC, a coalition of business owners and associations. When it comes to corporate skulduggery, you can't get much more lowlife than the National Association of Manufacturers (NAM), one of BIPAC's leading members. NAM has fought against regulating derivatives because doing so "could hinder job creation for manufacturing" -- gee, which factories manufacture derivatives? NAM has also demanded the overhaul of the Family and Medical Leave Act because employees abuse it, and argued that employees who suffer from repetitive stress injuries such as carpal tunnel syndrome aren't really disabled.



There's a good chance that a "fake grass-roots effort" orchestrated by NAM helped convince members of Congress to drop their support for the Employee Free Choice Act, which lets workers opt for unionization simply by signing cards rather than through secret ballot elections. When I went to the page on a website that BIPAC created displaying sample campaigns, I saw a link where employees of NAM's member companies are encouraged to "Tell Members of Congress to Oppose the 'Employee FORCED Choice Act." Technically speaking, businesses can't punish employees who refuse to go along with this effort but in these tough economic times, I wouldn't be surprised if employees are likely to do what they're told rather than risk their job security.



Not surprisingly, NAM is a member of an employer group whose purpose is to fight any reform of 401(k) plans called The Coalition on Employee Retirement Benefits (CERB). Remember Enron? One of its most despicable practices was matching employees 401(k) contributions with company stock, which turns into "play money" if the company goes under. It's very likely that CERB's lobbying efforts watered down the Pension Security Act, which merely allows workers to sell company stock within three years of receiving it rather than limiting it in 401(k) accounts or prohibiting it altogether. As I pointed out in my book, "America, Welcome to the Poorhouse," in a letter to members of the Senate Finance Committee, CERB hints that if Congress is too hard on employers they might stop making 401(k) contributions altogether: " employers are not allowed to meet the legitimate business of encouraging employee ownership...they are likely to reduce or eliminate matching contributions."



How do we get members of Congress to work for the taxpayers who pay their salaries, as opposed to the business lobby? My thinking is that the chance of passing genuine campaign reform legislation is slim -- especially since Congress would have to vote for it. Instead we should create a citizens lobby, comprised of blue and white collar Americans who are watching their American dream turn into a nightmare, whether we're talking about higher medical co-pays, or unaffordable mortgages. Even when it comes to job shortages, most of us are "all in this financial stress together" -- whether we're affected by blue-collar factory jobs that have been outsourced to China or radiology/engineering jobs that have been off-shored to India.



As former SEIU President Andy Stern told me, "Team USA is in trouble. We don't have a plan. Let's grow up, people. This is a global economic war. We need to shake off complacency and get out of our self-analytical malaise." Forget about this Tea Party nonsense, we need a genuine new American revolution against the business lobby and those in Washington who do its bidding.








Or maybe you did mean, "Fuck the UAW." If so, let me give you a little fucking lesson (a lesson I happen to know because my fucking uncle was in the sit-down strike that founded the fucking UAW.)


Before there were unions, there was no middle class. Working people didn't get to send their kids to college, few were able to own their own fucking home, nobody could take a fucking day off for a funeral or a sick day or they might lose their fucking job.


Then working people organized themselves into unions. The bosses and the companies fucking hated that. In fact, they were often overheard to say, "Fuck the UAW!!!" That's because the UAW had beaten one of the world's biggest industrial corporations when they won their battle on February 11, 1937, 44 days after they'd taken over the GM factories in Flint. Inspired by their victory, workers struck almost every other fucking industry, and union after union was born. Had World War II not begun and had FDR not died, there would have been an economic revolution that would have given everyone—everyone—a fucking decent life.


Nonetheless, labor unions did create a middle class for the majority (even companies that didn't have unions were forced to pay at or near union wages in order to attract a workforce), and that middle class built a great country and a good life. You see, Rahm, when people earn a fucking good wage, they spend it on stuff, which then creates more good-paying jobs, and then the middle class grows fucking big. Did you know that back when I was a kid if you had a parent making a union wage, only one parent had to work?! And they were home by 3 or 4 p.m., 5:30 at the latest! We had dinner together! Dad had four weeks paid vacation. We all had free health and dental care. And anyone with decent grades went to college and it didn't fucking bankrupt them. (And if you ever used the F-word, the nuns would straighten you out in ways that even you couldn't bear to hear about.)


Then a Republican fired all the air-traffic controllers, a Democrat gave us NAFTA, and millions of jobs were moved overseas. (Hey, didn't you work in that White House, too? "Fuck the UAW, baby!") Unions got scared and beaten down, a frat boy became president and, like a drunk out of control, spent all our fucking money and our children's money, too. Fuck.


You see, Rahm, when people earn a good wage, they spend it on stuff, which then creates more good-paying jobs.


And now your assistant's grandma has to work at fucking McDonald's. Ask her for pictures of what the middle-class life used to look like. It was effing cool! I'll bet grandma doesn't say "Fuck the UAW!"


Hey, don't get me wrong, Rahm. I fucking like you. You single-handedly got the House returned to the Dems in 2006. But you and your boss better do something fucking quick to put people back to work. How 'bout making it a crime to take an American job and move it out of the country? In other words, treat it as if it were a fucking national treasure like you would if someone stole the Declaration of Independence out of the National Archives or some poacher stole eggs out of the nest of an American bald eagle.









eric seiger

County Sues Farmer, Cites Too Many Crops - <b>News</b> Story - WSB Atlanta

DEKALB COUNTY, Ga. -- DeKalb County is suing a local farmer for growing too many vegetables, but he said he will fight the charges in the ongoing battle neighbors call “Cabbagegate.” Monday, September 13, 2010.

Republicans Increasingly Turn to Fox <b>News</b>

Pew Research: "Only Fox News has maintained its audience size, and this is because of the increasing number of Republicans who regularly get news there. Four-in-ten Republicans (40%) now say they regularly watch Fox News, ...

Today in tech: <b>News</b> around the Web - Fortune Tech

A round-up of the companies, deals, and trends that made headlines. Every day, the Fortune staff spends hours poring over tech stories, posts, and reviews from all over the Web to keep tabs on the companies that matter.





















Sunday, September 12, 2010

Making Money Online Forum


Here is the full text of the post (highlights are mine):
Having visited Coffee Party chapters in two states, and having heard from other city and state organizers, I definitely know we're in decline. Chapters have folded, events are less well-attended, and morale is at a low. I want to use this forum to explore why that is. To me, it has to do with several individual and organizational problems: 1) We lack a consistent focus on one or two policy issues. We move from event to event without sticking with a certain cause and motivating our members persistently engaged. Events are fine if all we want to do is talk, but it's clear that many of our members (myself included) see this movement as a vehicle for real policy change.

2) At the root of 1) is that the organization lacks democratic accountability. Event decisions are set at the top and conveyed downward. This is totally turning the idea of a grassroots movement on its head. All decisions should be made at the chapter (or Coffee shop) level, and conveyed upward. The job of those at the top is to make sure that the people at the bottom have made a decision, and to encourage the movement as a whole to move as one solid mass (at least on certain policies or initiatives). After all, politics is about strength in numbers.

3) Effective democracy requires transparency. The decision to have a convention was made at the top without any input from the grassroots, even though it used ordinary members' donations. The organization's financial records should be posted online and updated regularly (monthly or quarterly). All decisions about spending in excess of $10,000 (or, once we grow, over 10% of revenues) should be made by the grassroots.

4) Politicians know who they can ignore. Right now, we're ignorable, because no matter how passionate we are about certain issues (e.g., money in politics), most of us don't vote with those issues at the front of our minds. As a result, candidates dispense platitudes about how they support our efforts, knowing they'll never have to risk their political careers to vote on these issues. The free pass we give our elected leaders must end now. If we believe money in politics is the root of our social ills, then we should have the fortitude to vote people in and out on that issue alone. If that thins out the political herd too much, then we should be willing to nominate members from our own ranks, or from our communities, to seek elected office.

That's all I have so far. Let me know what you think. I'd really like to spread this conversation around so that we can get some positive change implemented.
In addition to the point made in my original post about the Coffee Party declining, notice how the author is complaining about top-down decision making and use of donations without accountability.

These Coffee Party supporters really are naive, and are just beginning to understand that their good intentions are being used by professional organizers to create the appearance of a grassroots movement in support of Obama's agenda.

The author also complained about lack of transparency at the Coffee Party. And now the post and all the comments to the post have been removed from the Coffee Party's website.

Have you people ever read Animal Farm? Or don't they stock that at the Coffee Party bookstore?

--------------------------------------------
Related Posts:
What If You Threw A Coffee Party, And Mostly Middle-Aged White Males Showed Up?
Cappuccino Party
Coffee Party Parasites

Follow me on Twitter, Facebook, and YouTube


Here is the full text of the post (highlights are mine):
Having visited Coffee Party chapters in two states, and having heard from other city and state organizers, I definitely know we're in decline. Chapters have folded, events are less well-attended, and morale is at a low. I want to use this forum to explore why that is. To me, it has to do with several individual and organizational problems: 1) We lack a consistent focus on one or two policy issues. We move from event to event without sticking with a certain cause and motivating our members persistently engaged. Events are fine if all we want to do is talk, but it's clear that many of our members (myself included) see this movement as a vehicle for real policy change.

2) At the root of 1) is that the organization lacks democratic accountability. Event decisions are set at the top and conveyed downward. This is totally turning the idea of a grassroots movement on its head. All decisions should be made at the chapter (or Coffee shop) level, and conveyed upward. The job of those at the top is to make sure that the people at the bottom have made a decision, and to encourage the movement as a whole to move as one solid mass (at least on certain policies or initiatives). After all, politics is about strength in numbers.

3) Effective democracy requires transparency. The decision to have a convention was made at the top without any input from the grassroots, even though it used ordinary members' donations. The organization's financial records should be posted online and updated regularly (monthly or quarterly). All decisions about spending in excess of $10,000 (or, once we grow, over 10% of revenues) should be made by the grassroots.

4) Politicians know who they can ignore. Right now, we're ignorable, because no matter how passionate we are about certain issues (e.g., money in politics), most of us don't vote with those issues at the front of our minds. As a result, candidates dispense platitudes about how they support our efforts, knowing they'll never have to risk their political careers to vote on these issues. The free pass we give our elected leaders must end now. If we believe money in politics is the root of our social ills, then we should have the fortitude to vote people in and out on that issue alone. If that thins out the political herd too much, then we should be willing to nominate members from our own ranks, or from our communities, to seek elected office.

That's all I have so far. Let me know what you think. I'd really like to spread this conversation around so that we can get some positive change implemented.
In addition to the point made in my original post about the Coffee Party declining, notice how the author is complaining about top-down decision making and use of donations without accountability.

These Coffee Party supporters really are naive, and are just beginning to understand that their good intentions are being used by professional organizers to create the appearance of a grassroots movement in support of Obama's agenda.

The author also complained about lack of transparency at the Coffee Party. And now the post and all the comments to the post have been removed from the Coffee Party's website.

Have you people ever read Animal Farm? Or don't they stock that at the Coffee Party bookstore?

--------------------------------------------
Related Posts:
What If You Threw A Coffee Party, And Mostly Middle-Aged White Males Showed Up?
Cappuccino Party
Coffee Party Parasites

Follow me on Twitter, Facebook, and YouTube


eric seiger

openSUSE <b>News</b> » openSUSE Weekly <b>News</b>, Issue 140 is out!

“Here is the news that a lot of you have been waiting for! The new wikis (en.opensuse.org, languages.opensuse.org, and dewiki.opensuse.org) have been switched to the new Lucene search engine. The legacy wikis are still running the old ...

Stabroek <b>News</b> - CJ orders Clico wound up

Daily News, Sports, Business, Entertainment and more from Guyana.

AMERICAblog <b>News</b>: Microsoft helping Russians stifle progressive <b>...</b>

News and opinion about US politics from a liberal perspective.





















Saturday, September 11, 2010

Eric Seiger Dermotologist mLxFUl

Dr. Eric Seiger is an experienced board-certified dermatologist and a highly skilled cosmetic surgeon. He has long been a eric seiger community leader in medical education and training, as a faculty member of the prestigious Dermatology Residency Program at Pontiac Osteopathic Hospital.




eric seiger

Seiger continued his studies at the UMDNJ-School of Osteopathic Medicine. Dr. Eric S. Seiger completed his post-graduate training at the Pontiac Osteopathic Hospital, fulfilling a total of four years in internship and residency. Dr. Eric S. Seiger is nationally renowned for utilizing the most up-to-date technology. Dr. Eric Seiger’s reputation has led many medical equipment and medical device manufacturers to ask him to debut their new products to the state of Michigan.


eric seiger

Thursday, September 9, 2010

foreclosure law


Problem: Want of truthful, complete, and accurate education is what causes opinions to become based more on hearsay and faulty conjecture. Over stimulation and mind-altering propaganda coupled with intellectual lethargy cause a want of intellectual power and acuity among "should-be" students, which subsequently leads to the contentment of being spoon-fed your own opinion by others rather than the active, fervent, and diligent search for truth that will truly set most of you free.


Solution: Force yourself, no matter how hard it seems to be, to truly think and cogitate by yourself, without the aid of others. Force yourself to form your own conclusions that are not altered or influenced by social acceptability. Remember, if you come across a nugget of irrefutable truth, and others persecute you for either discovering it, or speaking it, then you should really re-think where their motivation comes from. Darkness HATES the light.


Facts for you all to chew on:

1. It appears to be true that the phrase "sovereign citizen" has been used by individuals and groups who may or may not have "good" or "moral" intentions.

2. It also appears to be true that it is important to certain individuals and groups to ascribe and associate the words "sovereign citizen" and their meanings to individuals and/or groups who have a perceivable negative connotation about them.

3. No one here has asked why that is.

4. In 1913, the federal constitution was illegally and unconstitutionally amended by a de facto congress among highly suspicious circumstances to create the Federal Reserve Banking System. A central bank. An idea, made clear by their own writings to be abhorrent to the founding fathers and in no way by an authority granted by the People through the constitution. The word "bank" is nowhere to be found in the constitution. The writers knew of banks, knew of the word "bank," yet never included it in the constitution.

5. During the 1930s and 40s in particular, the congress, without authority, unconstitutionally granted essentially dictatorial authority and power to president in response to the dire circumstances created by the fraudulently initiated depression.

6. The depression was a direct result of the inflation/deflation caused by the very nature of the new banking system coupled with the market manipulation of the "elite" families of this country and their foreign friends.

7. In the 1930s, the president ordered the closing of banks (bank holiday). Private banks. Then he ordered the American People to surrender their gold, all of it except a very small amount (small jewelry).

8. The REAL money that the American People had used (gold & silver) since day one, was confiscated and replaced with FIAT paper money backed by debt/credit, not real valuable materials with inherent and stable value. Effectively and actually what was essentially done was Americans gave everything that gave them economic power, the private ownership of their own money, over to the PRIVATE owners of the "Federal" Reserve Bank. Which by the way is NOT OWNED OR OPERATED BY THE GOVERNMENT OF THE UNITED STATES. The assets (gold, silver, real property, present and future LABOR/productivity) of the American People were pledged to international bankers in return for practically UNLIMITED CREDIT.

9. Around the same time period, the common law (the law UNDER which the constitution was written) was being extinguished and replaced by equity law. (ROMAN CIVIL LAW). Despite the information speard around about the "common law" and despite what attorneys are taught in their 3 years at law school, the common law is the system of law that allows the people of a republic to remain as free as possible. It is inherently an adversarial system that applies "real world" concepts, logic, and reason to issues for resolution or settlement. Equity law is a fictitious law system that is like playing Monopoly and making your own rules, and enforcing those rules your way. Civil law allows government to have power, sometimes more power than the citizens. Common law leaves ALL OF THE POWER in the hands of the People. That is why according to the original constitution, the founding fathers acknowledged the common law as the supreme law and made SURE it was made available through the courts to the people in all cases.

10. The fictitious "law" that equity or civil law is, is a needed tool to make things legal that ought not to be legal. Under the common law, there shall be a remedy for every wrong. Under equity/civil, the government can make murder and theft "legal." And in civil law, if there is no "law" against it, it's not a crime.

11. Under this equity law system, the government been able to make "legal" many unlawful and wrong activities perpetrated by individuals, agencies, corporations, governments, etc. Keep in mind that statutes, codes, and regulations, are called such BECAUSE THEY ARE NOT LAWS.

12. The American people existed long before the constitution or the United States. The constitution does NOT create a true nation or country. That is why there is no governor or ruler of the U.S.

13. The constitution creates a trust (corporation). That is why it has a president, vp, secretary, and treasurer, LIKE ALL CORPORATIONS.

13. Logic: according to the constitution of each State (republic/country), the People ordained and established the governments to manage the interstate and international commerce, defense, etc. of and between the states. Does it say "we the citizens" ordain and establish....? Clearly, citizens are a different term and mean something different. The term "citizen of United States" is interestingly not specifically defined as different from the common meaning until the 14th amendment in 1868. They are specifically defined as persons being born or naturalized within the united States, AND subject to the jurisdiction of the United States. This is the first time it is seen that the Federal Government has created subjects to itself. The federal government cannot possibly have jurisdiction over the people, because the people created it and are "sovereign" in relation to it. This new "entity" called a citizen of the Unites States was created right at a time coincidentally, when African slaves were now freed by law. The government created this subject entity to be a "status" to put the newly freed slaves into, so the slaves would not have the full freedom and power that the People have enjoyed. While they were at it, it did not take long for the idea to catch on that the elite could also subjugate the People using this system. People consent to it all of the time up to the present day. "Are you a U.S. CITIZEN"......"Yes, of course."

14. The People own the government, created the government, and cannot be subject to government or any acts, or "laws" it passes or propagandizes. That is why, when a crime is committed against another or his property, the government may catch the criminal and bring him/her to the GRAND JURY for indictment and trial, not to a government employee JUDGE. Because the grand jury represents and is comprised of PEOPLE, not citizens. The State and/or Federal Government has NO AUTHORITY to , itself, prosecute one of the People. UNLESS YOU CONSENT TO IT. Next time you get a traffic ticket (victimless equity crime) and go to court to fight it, tell me what you see on the docket or caption. It will say, "STATE OF MISSOURI v. JOHN SMITH, defendant." You're listed as the defendant, why is the state not listed as plaintiff? The state will NEVER declare itself as a PLAINTIFF. BECAUSE THE STATE HAS NO STANDING. IT DOESN'T ACTUALLY EXIST FACTUALLY, AND IT'S NOT SOVEREIGN RELATIVE TO YOU.

15. That is also why "arraignment" exists. The people are all sovereign. Therefore, if the government in any way wishes to prosecute you or punish you for breaking one of it's rules, especially one that didn't involve an injured party (adversary), they need to secure your consent (whether you or your attorney know it or not) to proceed in a court NOT OF LAW, but of civil rule. By entering any plea in a court that is not a court of record, (look that term up in Black's 4th) (a court of record is your birth right in this country, and it is what protects you from government oppression and tyranny) you have consented to be prosecuted according to THEIR rules and by THEM. Usually at arraignment, you are asked by a JUDGE, "You are charged with violating section 1410.9 of the California Penal Code and Title 3 section 328 of the California General Statutes, do you plead guilty, not guilty, or nolo contendere?" What he is REALLY saying is, "Do you give up your full right to a court of record, and all of your common law rights, and all of your constitutionally secured rights, and your right to NOT be under our jurisdiction by agreeing that the statutes and codes I have cited are VALID by entering a plea of any kind? Or do you object to this star-chamber kangaroo court and wish to be brought to justice in the highest and fairest court in the land?"

16. We live in a REPUBLIC. Not a Democracy. If you plan to argue this, at least look up the legal definitions of each of these terms. My guess is you won't even find the definition of "republican form of government." In a republic (esp. the one to which you pledged your allegiance) the people are free and fully sovereign. The government exists solely as an agency to aid in the affairs of the people and has no legal authority to tread in any way on your rights FOR ANY REASON.

17. A democracy is a society in which either directly or through representation, the majority has all of the rights and power and can do whatever they want, while the minority have no rights but only privileges granted to them by the majority. Individual rights do not truly exist. If the majority thinks you're a waste of air, then you are executed and your property taken. This is half a step away from pure communism.

18. So generally, the common law is the people's only real protection against the government exceeding it's authority. So don't scoff at it. If you only knew what it really was and how to use it, you might shut your trap and begin suing officials and agents who are obviously grossly out of line. They can't get off on technicalities and b .s. in your court. The shift toward Roman Civil Law (Equity/Statutes) represents an effort by the elite to crush your opportunity to protect your rights lawfully, and to bring into existence a system in which fake money, fraud, and unlimited credit can exist "legally." Ever notice "lawful" and "legal" are used together in the same sentence in some of the statutes and codes and other instances. That's because they have different meanings. Find out what they are.

19. As far as this whole "strawman" idea. I can't speak to that very much because I have not tried it or used it. But, the concept is fairly simple, it's just so obvious yet antithetical to everything we all have been led to believe, that it is a hard sell. But again, in terms of fact and logic, an accessible "trust" system must exist in order to facilitate the unlimited credit that the people bought back in 1933/35, and their must be a strawman or other corporate entity attached to you because the simple fact is, that in the equity and fiat money systems, everything is fictitious, and only fictions can interact with fictions. Think of it like playing a board game. You must have a token that represents you and your position in the game. It's all a game.

20. Also, check out the Internal Revenue Code, Title 26 U.S.C. Section 7806. Read it carefully and look up definitions if you have to. Related, did you ever wonder why it's called a tax "return" when all you seem to be doing is "paying" taxes out?

21. In ending here, I just want to be clear that my only wish is for people to seek the truth and stop arguing and asserting views like schoolchildren. Search for FACTS and use your brain to reach logical conclusions on your own. Then compare those facts with what you believe, and be better off for it. Because KNOWLEDGE IS POWER. And "he who slumbers on his rights, has none." (paraphrased)





Some will rob you with a six gun and some with a fountain pen - Woodie Guthrie


Like mushrooms popping up in a damp basement, a slew of court settlements have been registered recently involving the big banks and their role in the financial crisis. An informal review of settlements over the last two years reveals about 16 multi-million dollar payouts from the big banks amounting to some $1.6 billion in fines and restitution and $13 billion in buybacks of auction-rate securities that were represented to be as safe as cash.


Sounds impressive, doesn't it? But when fines are stacked up against an elite white-collar crime spree worth trillions, it is a little less impressive.


Broad Array of Crimes Revealed


A review of the settlements shows an array of fraudulent and illegal actions.


* Predatory, deceptive and abusive lending related to mortgages

* Securities fraud, including creating investment vehicles designed to fail

* Accounting fraud

* Brokerage fraud

* Bribery of government officials

* Undisclosed conflict of interest in financial analysis and advice

* Lying to shareholders and investors

* Robbing consumers with abusive overdraft fees

* Robbing homeowners by overcharging them by hundreds or thousands of dollars, when they were already in bankruptcy and foreclosure


A pattern is emerging: no admission of wrongdoing, earnest promises to do a better job and a fine representing a fraction of the infraction. Because the fine is paid by shareholders, no one is held accountable and the whole incident is swept under the rug.


Last week, a federal judge reviewing a proposed settlement between the Securities and Exchange Commission (SEC) and Citigroup sounded off. "Why isn't the government getting tough with the banks?" Judge Ellen Segal Huvelle demanded of government lawyers. The SEC wanted to fine Citigroup $75 million for failing to disclose to shareholders some $50 billion in subprime mortgage investments that were deteriorating during the financial crisis and ultimately crippled the bank. This is the third time that a federal judge has weighed in with regulators to demand stiffer penalties against the banks.


Incompetence and Indifference Allows Elites to Avoid Accountability


In these cases there is no jury. The judge acts as a stand-in for the public interest. While we can hope that judges are getting tougher on these settlements, the whole process lets the people who committed the crimes avoid the public rage and personal accountability that helps to deter future crimes.


Recently, Judge Emmet G. Sullivan sharply questioned one settlement with Barclays Bank telling government lawyers that the public might see the settlement as a "free ride" and noted that "requiring banking officials to stand before federal judges and enter pleas of guilty might be a powerful deterrent to this type of conduct."


But now, two years after Wall Street's fraudulent and reckless behavior collapsed the economy, costing average Americans trillions in lost wages, savings and housing wealth and throwing eight million people out of work and some six million families out of their homes, not one Wall Street banker or predatory lender is behind bars.


"The failure of the Bush and Obama administrations to imprison a single CEO of the nonprime mortgage lending specialists that led what the FBI aptly named an 'epidemic' of mortgage fraud in 2006 -- four years ago -- demonstrates a level of incompetence and indifference to the crimes of the elites that is staggering," says University of Missouri law Professor Bill Black, a former federal regulator during the Savings and Loan crisis of the 1980s.


Even Drug Money Laundering Tolerated


America's largest banks apparently can engage in the most flagrantly criminal activity and emerge unscathed. While average Americans would be given a stiff jail term for laundering even small amounts of drug money, this summer Bloomberg News broke the story that Wells Fargo/Wachovia had been caught laundering billions in Mexican drug cartel money, but got away with a slap on the wrist.


The Justice Department charge sheet against the bank indicates that between 2003 and 2008, Wachovia handled $378.4 billion for Mexican currency exchanges, "the largest violation of the Bank Secrecy Act, an anti-money-laundering law, in U.S. history." According to Bloomberg, the sum is equal to one-third of Mexico's current gross domestic product. Yet the bank's penalty for laundering over $380 billion in drug money is going to be a promise not to ever do it again and a $160 million fine. Given that the firm's top officers were alerted to this activity, which fuels Mexico's murderous drug war, shouldn't someone have to stand trial?


Unequal Justice


The perception of unequal justice -- one set of rules for the average Joe, and another for the elites on Wall Street -- erodes the public's faith in the criminal justice system and our political system as a whole.


"Our prisons have tens of thousands of blue collar thieves. If one added up the cumulative financial damage they caused it would not represent one-hundredth of one percent of the losses caused by a single fraudulent large nonprime specialty lender," says Black, who hopes that someday a leader will emerge with the courage (and common sense) to prosecute the elite criminals that cause our recurrent, intensifying financial crises.


Bank of America ex-CEO Kenneth Lewis and ex-CFO Joe Price, are facing fraud charges connected to their personal involvement in the of a $3.6 billion dollar bonus package to[Merrill Lynch executives shortly before the bank took over the investment firm in 2008. This time, it's not federal agencies pressing charges but the New York Attorney General's office.


Baring a dismissal, these two bankers may yet find themselves before a judge this fall. But it is highly unlikely that this one prosecution will satisfy the nation's hunger for justice.


TAKE ACTION: Click here to send a note to the FBI and the Department of Justice and tell them to pick up the pace. These firm may be too big to fail, but their executives are not too big for jail.


LEARN MORE: See our informal tally of recent settlements below.


***************************************************************


BIG BANKS SETTLEMENTS



The Firm: Goldman Sachs



1. The Company/Subsidiary: Goldman Sachs/Litton Loan Servicing LP

The Settlement Amount: $60 million

The Settlement date: May 10, 2009

The Court or Federal Agency: The Massachusetts attorney general's office

The Complaint: Goldman paid the fine to end the Massachusetts AG's investigation into allegations that it engaged in predatory lending practices in the state. The settlement will be used to reduce the mortgage payments of 714 Massachusetts residents who had secured subprime mortgages funded by Goldman Sachs.

Source: Wayne Leslie, "Goldman Pays to End State Inquiry Into Loans," The New York Times, May 11, 2009.


2. The Company/Subsidiary: Goldman Sachs

The Settlement Amount: $550 million ($300 million to the U.S. government and $250 million to investors

The Settlement date: July 15, 2010

The Court or Federal Agency: The Securities and Exchange Commission

The Complaint: In April 2010, the bank was accused of securities fraud in a civil suit by the SEC that claimed the bank had created and sold mortgage investments that were secretly devised to fail. Though Goldman did not formally admit to the SEC's allegations, it agreed to a judicial order barring it from committing intentional fraud in the future under federal securities laws.

Source: Gretchen Morgensen,
eric seiger

Z on TV: Fox <b>News</b> says it will not cover burning of Quran - TV <b>...</b>

Gentlemen: While I often find myself at odds with the opinions of your news network, I applaud your decision not to cover the Koran burning insanity. You are starving the attention-craving beast, precisely as necessary. Congratulations! ...

Defining Normal In The Brain - Science <b>News</b>

Scans set standard for how connectivity evolves during maturation.

<b>News</b> of the World hacking: Why Simon Hughes is misguided | Media <b>...</b>

It was a cast-iron certainty that at least one MP would go off at a diversion during the News of the World phone-hacking debate.


























Wednesday, September 8, 2010

how to lose weight fast healthy

Many people who want to lose weight will ask themselves the question do I need to exercise to lose weight? This is a common question and the answer to that is relatively simple. Losing weight requires a combination of factors and exercise is one of them. It is crucial

reintroducing some of the foods that were eliminated in phase one. You can have bread and pasta again, fruit and potatoes also.Some chocolate is you desire but in moderation.

First of you must know that you did gain all of those weight because of the foods you eat. Not only that but how and when you eat your food. The first thing that you need to do is overhaul your meal plans. Create a meal plan of your own if you don't have one. You must eliminate all of the unhealthy foods that you eat, especially foods that are rich on fats and oil. Include fruits and vegetables in your meals. These are very rich in vitamins and minerals that the body needs. It is also a great source of fiber. Most important of all that you don't ever skip a meal. When you miss a meal your body goes to what they call a "starvation mode". When the body experience hunger, it will make you rebound or eat more in your next meal then instead of using the food as energy it will store the food turning it into fats. Keep your stomach guessing on when is the next meal by eating more often during the day. That doesn't mean you have to eat more. What I'm trying to say is that you should have at least 2 or 3 small snacks besides your 3 regular meals.

Nothing works on How to Lose Weight Fast more than doing a regular exercise. Most people expect that you have to go to the gym when you do some exercise. There are many ways that you could do some exercise without spending money how to lose weight fast by going into a gym. If you have a treadmill at home you could use it and start running for at least 30minutes a day. If you don't have a treadmill then you could run on the park. It is more effective if you could have your exercise before eating your breakfast. Weight lifting could not only make your muscles work but is a great way to increase your metabolism rate.

Vaccines for the 2010-2011 Influenza Season Approved by FDA | <b>News</b> <b>...</b>

The FDA announced hat it has approved vaccines for the 2010-2011 influenza season in the United States. Seasonal influenza vaccine protects against three.

Oregon State Football <b>News</b> and Notes: Back on the Practice Field <b>...</b>

Taking a look at Oregon State football headlines, and other news from around college football.

Long Island Man Arrested For Defending Home With AK-47 « CBS New <b>...</b>

I've got news for these courts and the police as well, and they had vest get it loud and clear and quickly so. You can wallow in your “laws” all you want, but what you are not going to do is keep people from defending themselves even if ...



egyptian appetizze -platter for 3 wit -home made bread by Flaming Food Dieter



MmWCbn

Tuesday, September 7, 2010

how to lose weight fast without eating

to lose weight. The explanation for this is if your body is struggling to locate fuel to function it will begin to burn calories from needed supplies for energy such as reducing your muscle mass. You want to accomplish getting your body to the stage where it has enough energy stores that it will burn calories from body fat vs. muscle mass.

How to lose weight fast with diet and exercise involves burning bodyfat. Exercises play a crucial role in getting your body to the point where it burns bodyfat. Performing exercises has a number of benefits to your fitness and overall development. Performing exercises will ultimately help improve your tone and

reintroducing some of the foods that were eliminated in phase one. You can have bread and pasta again, fruit and potatoes also.Some chocolate is you desire but in moderation.

First of you must know that you did gain all of those weight because of the foods you eat. Not only that but how and when you eat your food. The first thing that you need to do is overhaul your meal plans. Create a meal plan of your own if you don't have one. You must eliminate all of the unhealthy foods that you eat, especially foods that are rich on fats and oil. Include fruits and vegetables in your meals. These are very rich in vitamins and minerals that the body needs. It is also a great source of fiber. Most important of all that you don't ever skip a meal. When you miss a meal your body goes to what they call a "starvation mode". When the body experience hunger, it will make you rebound or eat more in your next meal then instead of using the food as energy it will store the food turning it into fats. Keep your stomach guessing on when is the next meal by eating more often during the day. That doesn't mean you have to eat more. What I'm trying to say is that you should have at least 2 or 3 small snacks besides your 3 regular meals.

Nothing works on How to Lose Weight Fast more than doing a regular exercise. Most people expect that you have to go to the gym when you do some exercise. There are many ways that you could do some exercise without spending money how to lose weight fast by going into a gym. If you have a treadmill at home you could use it and start running for at least 30minutes a day. If you don't have a treadmill then you could run on the park. It is more effective if you could have your exercise before eating your breakfast. Weight lifting could not only make your muscles work but is a great way to increase your metabolism rate.

Associated Press recognise bloggers as a <b>news</b> source

The Associated Press have issued guidelines that state that bloggers should be recognised as an official news source -what are the wider implications?

Fox <b>News</b> Will Air Special World Trade Center Construction Report <b>...</b>

We find that hard to believe, but FNC senior vice president of news Michael Clemente gives Mediaite his word: "We'll be with them until the buildings are built and the sky is full again.” After tonight, the series, called "The Rise of ...

ABC <b>News</b> Chief David Westin Resigns

David Westin is resigning from his position as president of ABC News, which he's held since 1997, apparently because of a "long-running conflict... over the financial standing of the news division." Of course!



Me, Nino Quincampoix-Style by loverfishy

Friday, September 3, 2010

how to lose weight fast safely

If you put your muscles through actions that make them stronger and more tone then they will respond. Meaning if you are sitting the majority of your time or you are not taxing your muscles to help them grow then they will stay in the state that they are in. So you can lose bodyfat without achieving a toned look if you remain sedentary. That is why exercise is so important

people have successfully used the diet because it is so easy and it is designed by a doctor.
You start the program by filling out a profile of age, gender, weight height and target weight. Once completed you will receive a complete diet profile.
Once you receive your diet profile you enter the first of the three phases of the program. Phase one last for two weeks. This is where you get rid of all your cravings by eliminating most starches, sugars, alcohol or fruits. This is to stabilize your blood work.
You can have lean meat, chicken,turkey,fish and shellfish. Eat lots of vegetables, eggs ,low fat cheese and certain types of nuts.
If you can make through the first two or three days of phase one you will be amazed how easy it is after that.
You will eat three times a day and

First of you must know that you did gain all of those weight because of the foods you eat. Not only that but how and when you eat your food. The first thing that you need to do is overhaul your meal plans. Create a meal plan of your own if you don't have one. You must eliminate all of the unhealthy foods that you eat, especially foods that are rich on fats and oil. Include fruits and vegetables in your meals. These are very rich in vitamins and minerals that the body needs. It is also a great source of fiber. Most important of all that you don't ever skip a meal. When you miss a meal your body goes to what they call a "starvation mode". When the body experience hunger, it will make you rebound or eat more in your next meal then instead of using the food as energy it will store the food turning it into fats. Keep your stomach guessing on when is the next meal by eating more often during the day. That doesn't mean you have to eat more. What I'm trying to say is that you should have at least 2 or 3 small snacks besides your 3 regular meals.

Nothing works on How to Lose Weight Fast more than doing a regular exercise. Most people expect that you have to go to the gym when you do some exercise. There are many ways that you could do some exercise without spending money how to lose weight fast by going into a gym. If you have a treadmill at home you could use it and start running for at least 30minutes a day. If you don't have a treadmill then you could run on the park. It is more effective if you could have your exercise before eating your breakfast. Weight lifting could not only make your muscles work but is a great way to increase your metabolism rate.

JAW&#39;s Oddworld remake a PSN exclusive PlayStation 3 <b>News</b> - Page 1 <b>...</b>

Read our PlayStation 3 news of JAW's Oddworld remake a PSN exclusive.

Unemployment Hits 9.6%, But There&#39;s Good <b>News</b>, Too - Dan Bigman <b>...</b>

For the third month in a row, the US economy shed jobs according to the Labor Department's latest figures, out this morning. The bad news is pretty clear: the country lost 54000 jobs in August. The unemployment rate (though calculated ...

99-cent iTunes TV rentals hinging on <b>News</b> Corp.? | iLounge <b>News</b>

iLounge news discussing the 99-cent iTunes TV rentals hinging on News Corp.?. Find more iTunes news from leading independent iPod, iPhone, and iPad site.



alli by jeley01